Schedule a doctor’s appointment. Drive to the doctor's office. Sit in the waiting room. Go in for your appointment. You need lab testing. Make another appointment. Drive to another doctor’s office. Sit in another waiting room. Go in for a lab. Drive home. Wait for lab results. Schedule another doctor’s appointment to discuss results.
The cycle seems never ending, time-consuming and hard on your wallet. There has to be a better way, right?
In our mission to make healthcare more accessible and affordable for all of our members, we’ve partnered with at-home lab testing company, Everlywell, to give discounts on the lab tests you might need to take care of your health at your home on your time, saving you a lot of the steps we listed above.
With over 30 at-home kits ranging from fertility to food sensitivity tests, Everlywell offers simple sample collection, free shipping and physician-reviewed results and insights sent to your device in just a matter of days. Since launching in 2015, they have helped half a million people get tested without having to leave their homes.
Preventative care is key in maintaining good health, and a lot of us fall short in looking after ourselves for many reasons.
A huge barricade for people to receive the care they need is both cost and timeliness. A study showed that 58 percent of people tend to avoid going to the doctor for as long as possible simply because of costs. The same study reported 12 percent of respondents avoid simply because of a lack of time. On top of that, men are 24 percent less likely to have visited a doctor in the last year than women, while women and minorities are 20 to 30 percent more likely to be misdiagnosed.
Joining forces with Everlywell with the goal of making it easier for people to take care of themselves on their time was a no-brainer. We believe that easier access to healthcare essentials is key to giving power back to patients and their health.
More people are adopting HDHPs because of the low monthly costs, but high out-of-pocket costs that you don’t always see coming.
If you have an HDHP and have yet to meet the deductible so that insurance can step in, we totally understand why spending money out-of-pocket doesn’t seem necessary if the doctor’s appointment isn’t a pressing issue. However, that’s no reason to avoid taking care of yourself.
A health savings account (HSA) is a great solution to take advantage of in the situations where you’re saying, “I’m not sure if it makes sense to go to the doctor yet, but I’d hate for this problem to get worse.” To complement your HDHP, an HSA can cover healthcare spending before your insurance takes over, saving you money and giving you the option to be proactive with your own health. If this is something you don’t already have, we know where you can sign up for one.
Everlywell is fully equipped with the science and experts to ensure high-quality and accurate testing. You can learn more about their testing here.
If you or a loved one has an HDHP and is looking for ways to spend smarter and save money, learn more about what First Dollar can do for you here.