No!! HSAs are health savings accounts while FSAs are flexible spending accounts. The key difference is savings. The HSA is used to support your high-deductible health plan (HDHP) and a healthy retirement long-term. Unlike the FSA, you own the HSA entirely – not your employer – and all the money you save rolls over every year, you can invest it tax-free, and you can spend it without oversight by your Employer. Learn more