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©2025 First Dollar, Inc. Legal | Fee Schedule

First Dollar, Inc. is not an FDIC-insured financial institution or a division of or affiliated with the Federal Deposit Insurance Corporation (FDIC). FDIC deposit insurance protects only against the failure, receivership and/or insolvency of an FDIC-insured depository institution. While uninvested funds in certain types of First Dollar accounts may be eligible for FDIC pass-through deposit insurance, certain conditions must be satisfied for such insurance coverage to apply. Banking services associated with First Dollar accounts are available only through Piermont Bank, member FDIC. Your HSA cash balances are insured by the FDIC for up to the legal limit (currently $250,000 for each category of legal ownership).

The First Dollar Debit Mastercard® card is issued by Pathward pursuant to license by Mastercard International Incorporated. Minimum amount to open a First Dollar HSA is $0.00. Minimum balance to earn the APY is $0.01. Interest rate is 0.01% APY. Annual Percentage Yield (APY) is effective as of 02/01/2025. Rates may change after account is opened. Fees may reduce earnings.
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Brokerage services provided by Drivewealth, LLC., member FINRA/SIPC. Drivewealth, LLC. is the firm that we use to custody our client investment assets. Drivewealth, LLC. and First Dollar, Inc. are separate and unaffiliated firms, and are not responsible for each other’s services or policies. Drivewealth, LLC. does not endorse or recommend any advisor and the use of the Drivewealth, LLC. logo does not represent the endorsement or recommendation of any advisor. The HSA investment account is an optional, self-directed service, and First Dollar, Inc. does not provide investment advice. By transferring funds into an HSA investment account, you will be exposed to a number of risks, including the loss of principal, and such funds are not FDIC or NCUA insured, or guaranteed by First Dollar, Inc. First Dollar, Inc does not provide legal, tax or financial advice. Please contact a professional for advice on eligibility, tax treatment and other restrictions. 