We power benefits that work for


health plans.



financial institutions.


health plans.

Use our health wallet platform to embed HSAs, FSAs, Directed Spend, Rewards, or whatever you dream up next. Welcome to the future of embedded benefits.

Why First Dollar

Launch your dream program

Get to market in record time using our APIs and widgets to embed benefits into your web and mobile applications. From end-to-end white-labeling to layering new benefits into your existing application or card, we give you total control of your brand.

Why First Dollar

Give your team full control

We help your team do what they do best. First Dollar admin tools give you control over the customer experience and the power to resolve issues fast and independently. Identity verification issues? Not anymore.

Why First Dollar

Offer benefits designed for humans

Using benefits shouldn’t cause a headache. Our modern UI, advanced localization features, and multi-language support ensure that never happens. When’s the last time you heard benefits described as easy-to-use? For us, every day.

First Dollar debit card tapping point of sale system

Build the benefit experience you've always wanted to offer.

Health Plans

Open new markets and retain members with innovative consumer-directed benefits.

Mother with head scarf holding smiling son in overalls


Own the user experience with embedded benefit solutions that include white labeling, turnkey widgets, and APIs.

First dollar web interface with showing total account balance, savings balance, and investment balance.

Benefits Administrators

Offer consumer-directed benefits that easily embed your platform.

Financial Institutions

Unlock low-cost, long-term deposits.

Our Customers

We power the health wallet for these modern benefit providers.
Benefits Resource Inc. logoBright HealthCare logo

Software-defined benefits

What can modern payments infrastructure do for you?

From the Blog

Why We're Bank and Card Agnostic

Your customers are sick and tired of calling the bank. From KYC to monthly statements, tax forms and more, we handle everything on our side. Best of all, you can bring your own bank or use ours.The result? An experience you control, end-to-end.

Read More
A Deep-Dive on Access

First Dollar Serving the Whole World

We've made access a top priority.

From advanced localization to industry best multi-language support, we meet members on their terms, in their context, across every population and demographic segment.

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Case Study

Bright Health's Data Advantage

What if you could make recommendations based on past purchases and adapt plan designs to support emerging usage patterns? Learn how we helped sharpen Bright Health's competitive edge with member spending data delivered instantly, far ahead of claims.

Read More