WHY WE EXIST
There’s a better way to pay for healthcare.
Tax-advantaged accounts and supplemental benefits have the power to be transformative for everyday Americans. These programs save money, fill gaps, and help keep folks out of the clinic.
Yet, few eligible members take advantage of HSAs, FSAs, HRAs, and more. The original promise of these benefits has not been met. Why?
Today, most consumer-directed benefits are hard to use. Sometimes this is by design. Many players in the industry don't care whether benefits are being utilized, as long as they get paid. Worse, some companies make more money when benefits aren't used.