What We Offer
Benefit Suite
Health Wallet
Health Wallet Manager
Health Wallet Platform
Accounts
Pre-Tax Accounts
Supplemental Benefits
Lifestyle Benefits
Rewards Programs
Who We Serve
Benefits Administrators
Health Plans
Financial Institutions
Payroll Providers
Third-Party Administrators
Build With Us
Developer Portal
Embeddable Widgets
API Docs
About First Dollar
About Us
Careers
Blog
Security
Resources
Get Support
Help Desk
Sign In
For Members
📱 Health Wallet
For Admins
💻 Health Wallet Manager

Legal Resources

Products

HSA Rates & Fees

Privacy Policies

First Dollar's Policies

Terms of Service

First Dollar's Terms
Piermont Bank's Terms
Nonbank Trustee Approval Letter

Marketing

Email Preferences

Infrastructure for health
spending benefits.

Products

Health Wallet
Health Wallet Manager
Health Wallet Platform
Benefit Accounts
Commuter
Prescription

Solutions

Medicare Advantage
TPA
Health Plans
Benefits Administrators
Financial Institutions

Company

About
Careers
Blog
Sales
Security

Resources

Help Desk
Support

©2025 First Dollar, Inc. Legal | Fee Schedule

First Dollar, Inc. is not an FDIC-insured financial institution or a division of or affiliated with the Federal Deposit Insurance Corporation (FDIC). FDIC deposit insurance protects only against the failure, receivership and/or insolvency of an FDIC-insured depository institution. While uninvested funds in certain types of First Dollar accounts may be eligible for FDIC pass-through deposit insurance, certain conditions must be satisfied for such insurance coverage to apply. Banking services associated with First Dollar accounts are available only through Piermont Bank, member FDIC. Your HSA cash balances are insured by the FDIC for up to the legal limit (currently $250,000 for each category of legal ownership).

The First Dollar Debit Mastercard® card is issued by Pathward pursuant to license by Mastercard International Incorporated. Minimum amount to open a First Dollar HSA is $0.00. Minimum balance to earn the APY is $0.01. Interest rate is 0.01% APY. Annual Percentage Yield (APY) is effective as of 02/01/2025. Rates may change after account is opened. Fees may reduce earnings.
‍
Brokerage services provided by Drivewealth, LLC., member FINRA/SIPC. Drivewealth, LLC. is the firm that we use to custody our client investment assets. Drivewealth, LLC. and First Dollar, Inc. are separate and unaffiliated firms, and are not responsible for each other’s services or policies. Drivewealth, LLC. does not endorse or recommend any advisor and the use of the Drivewealth, LLC. logo does not represent the endorsement or recommendation of any advisor. The HSA investment account is an optional, self-directed service, and First Dollar, Inc. does not provide investment advice. By transferring funds into an HSA investment account, you will be exposed to a number of risks, including the loss of principal, and such funds are not FDIC or NCUA insured, or guaranteed by First Dollar, Inc. First Dollar, Inc does not provide legal, tax or financial advice. Please contact a professional for advice on eligibility, tax treatment and other restrictions. 