The fees listed below may occur intentionally or by customer-created events described in more detail.
In most cases, First Dollar HSA customers will never incur these fees.
1. Daily Overdraft (OD) Fee begins on the 5th calendar day after first overdraft item and continues for 30 calendar days if the account remains in a negative balance.
2. Individual overdraft items of $5.00 or less will not be charged a fee.
3. Transactions posted against insufficient or held funds.
4. A return item charge will not be assessed for ACH items returned or unpaid.
Please refer to our separate fee schedule for additional information about changes.
*Annual Percentage Yield (APY) accurate as of 4/10/2020. Minimum amount to open a First Dollar HSA (Checking) account is $0.00. Rate of 0.01% applies to entire balance. Rates may change after account is opened. Fees may reduce earnings. FDIC-insured up to at least $250,000 per depositor.