First Dollar selected by APS Payroll to power integrated health and benefits experience

Discover what this means for employers and employees

Oakbrook, IL and Shreveport, LA - February 2026

First Dollar announced today that it was selected by APS Payroll, a leading provider of human capital management solutions, to deliver an integrated, white-labeled benefits solution for APS clients.

With First Dollar’s Health Wallet platform, APS will offer health savings accounts (HSAs), flexible spending accounts (FSAs), health reimbursement arrangements (HRAs), and other consumer-directed benefits within its suite of payroll and HR services. The collaboration will enable employers and employees to manage their payroll and benefits in one seamless experience.

First Dollar’s technology allows us to expand our benefits offering while maintaining the exceptional service and simplicity our clients expect. We’re excited to provide an all-in-one platform that makes managing benefits easier for both employers and employees.

First Dollar recently joined Inspira Financial®, a leader in health, wealth, retirement, and benefits solutions with over $62 billion in assets under custody. As a result, APS clients benefit from First Dollar's modern technology and Inspira Financial's scale and expertise.

APS shares our vision for delivering a modern, unified benefits experience. Together, we’re making it easier for organizations to offer comprehensive, technology-driven benefits without adding administrative burden.

The collaboration reflects both organizations’ shared commitment to innovation, service excellence, and improving the way employers and employees engage with their benefits.

About APS

At APS, our mission is simple: to make payroll and HR easier. Our comprehensive, user-friendly SaaS platform is designed to streamline human capital management for organizations, enabling efficient payroll processing, automated HR workflows, and an enhanced employee lifecycle—all in one place. With decades of industry expertise, APS is your dependable partner, committed to continuous improvement and innovative solutions that meet the evolving needs of our clients.

About First Dollar

First Dollar, an Inspira Financial Solution, is a technology company that builds flexible infrastructure for health spending benefits. Innovative organizations—from banks to payroll providers—use First Dollar’s suite of software tools and APIs to launch and manage lifestyle benefits, pre-tax accounts (FSAs, HRAs, HSAs), rewards programs, and supplemental benefits. First Dollar’s Benefit Suite includes the Health Wallet for members, the Health Wallet Manager for administrators, and the Health Wallet Platform for partners.

Josh Hostetler

Josh leads content for First Dollar. Before First Dollar, Josh led writing teams building regulated education courses at Aceable, taught First Grade, waited tables at Olive Garden, and wore many other hats. He misses the breadsticks.