First Dollar HSA for Employers

A Health Savings Account your team will actually use

We use modern technology to deliver the highest HSA utilization rates in the industry.

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Technology has evolved.
Most HSAs haven't.

We’ve streamlined the enrollment process and baked in top-notch education to deliver industry-leading utilization and account funding rates.

  • Streamlined enrollment and contributions
  • Designed to help your employees save
  • Expert HSA education to help guide usage
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We've got your back

White-glove support for you and your team

We're HSA experts so you don't have to be! Our experienced team will provide white-glove support during the enrollment process, and well beyond.

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Easy to use

We integrate with the tools you already use

Say goodbye to spreadsheets. Connect to your preferred payroll provider in two clicks to streamline onboarding and employee/ employer contributions.

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Simplified Pricing

More savings for you and your team

Account Fees
First Dollar
Optum
Health Equity
Administration
$5
$2.75
$3.95
Paper statement
$0
$1.50
$1.50
Outbound transfer
$0
$20
$20
Account closing
$0
$0
$20
Minimum to invest
$0
$2,000
$500
Investment fee
$0
0.03%
0.03%

Leading employers trust First Dollar to help their teams save

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I can’t believe I’m saying this, but you guys actually make the HSA sexy.

Rachel Weisberg

PHR People Ops, Sumo Group

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get the guide

The ultimate guide to offering an HSA to your team

Offering an HSA to your team? Get helpful advice from industry experts on how to ensure a smooth onboarding process (no more transfer headaches!) and activate more of your team.

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At First Dollar, we take our responsibility to safeguard your personal information extremely seriously. Learn more

A better HSA in every way.

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We health care.™
© 2021 First Dollar, Inc. Made with care in Austin, Texas. Legal  |  Fee Schedule

Banking services are provided by Radius Bank; member FDIC. Banking services associated with First Dollar accounts are available only through Radius Bank. The First Dollar Debit Mastercard® is issued by Radius Bank pursuant to a license from Mastercard Inc. and may be used everywhere Mastercard debit cards are accepted. First Dollar Health Savings Accounts (HSA) are FDIC insured up to the maximum amount of $250,000. Annual Percentage Yield (APY) accurate as of 07/24/2020. Minimum amount to open a First Dollar HSA account is $0.00. Rate of 0.01% applies to entire balance. Rates may change after account is opened. Fees may reduce earnings.TD Ameritrade, Inc. is the firm that we use to custody our client assets.

TD Ameritrade and First Dollar, are separate and unaffiliated firms, and are not responsible for each other’s services or policies. TD Ameritrade does not endorse or recommend any advisor and the use of the TD Ameritrade logo does not represent the endorsement or recommendation of any advisor. Brokerage services provided by TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. Used with permission.

¹Savings calculated based on the pharmacy’s cash price. On average, fourteen percent of First Dollar's prescription purchases receive savings of 85% or more.The discount coupons offered by First Dollar are intended for out-of-pocket paying consumers and may not be used with commercial health plans or any federal or state funded health care program, such as Medicare or Medicaid. Certain states have imposed restrictions on the use of prescription drug coupons and, therefore, the First Dollar coupons are void where prohibited by law. The discount coupons available through First Dollar are not a form of insurance coverage. Prescription drug pricing fluctuates frequently. Therefore, First Dollar pricing is subject to change without notice.Nothing contained in this website, or any other First Dollar constitutes medical advice. Please consult a medical professional for information about a specific prescription drug product.